American Express® Integration

Enjoy the functionality of Topkey alongside your eligible U.S. Business Card(s), U.S. Corporate Card(s), or U.S. Corporate Purchasing Card(s). Enrollment is required and fees may apply with Topkey.

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Payments and Expense Management

Give your employees time back through simplified expense management and reporting.

Help organize spending with unique virtual Cards by employees, clients, projects, vendors, or other expense categories.³
Help manage budgets specific to projects and maintain visibility and control over spending with spending limits and expiration dates.
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Cash Flow Management

Make your American Express Cards work for you.

Pay suppliers using on-demand virtual Cards and take advantage of your American Express billing cycle to manage cash flow for your business until your Card payment is due.

Rewards

With Topkey there are even more reasons to love your Card.

When you add your eligible American Express Card to Topkey to make payments, you can earn the same rewards² you currently earn but with the added benefit of being able to manage your spending in one place.

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Improved Reconciliation

Streamline bookkeeping and make reconciliation more efficient.

Topkey’s integration with American Express allows Card Members to access American Express Card transaction data within Topkey’s platform, reducing manual processes and improving reconciliation.

Security

Pay with enhanced security.

Virtual Cards offer enhanced payment security by removing the need for merchants to see or store their underlying American Express Card account number.
Enable employees, freelancers, and subcontractors to make payments on your behalf without sharing your physical Card.
Gain control & visibility

Virtual Cards offer enhanced control and visibility into your payments.

Establish specific controls for each on-demand virtual Card payment, including setting spending limits, and expiration dates.
Approve, modify, or cancel virtual Cards at any time.
Get visibility on the billing statement for your eligible American Express accounts enrolled in Topkey, by seeing on-demand virtual Card transactions.

Ready to be the back office hero?

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2 | Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.

3 | To generate American Express virtual Cards through Topkey, you must be an American Express Corporate, American Express Business, or American Express Corporate Purchasing Card Member. Separate enrollment with Topkey and American Express is required to utilize combined product offering. To make an American Express Card payment to a vendor through Topkey, the vendor must be an American Express accepting merchant. There is no fee to generate American Express virtual Cards. Certain features, upgrades, and additional payment methods may require separate activations and fees may apply. Topkey is solely responsible for determining any and all fees associated with their product. Please contact your Topkey representative to learn more.

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