Platform

Core products

Expense Management

Track receipts by property.

Process bills in seconds.

Corporate Cards

Connect your card + get rewards.

High-yield¹ + free same day ACH.

Let AI do your busy work.

Revenue Reconciliation

Instantly match payout data.

Key Features

Bring Your Own Card

Receipt Automations

Multi-Entity Support

Vendor Management

Free Same-Day ACH

Work Orders & Markups

Approval Workflows

Amazon Automations

Integrations

PMS

Accounting

QuickBooks Online

Oracle NetSuite

Business Tools

Amazon Business

Credit Cards

American Express® Business Gold

Amazon Business Prime American Express®

Citi Business Advantage Platinum Select

Capital One Spark Cash Plus

Chase Ink Business Preferred

Bank Connections

Bank of America

Solutions

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Products

Expense Management Corporate Cards Banking*AP & Bill Pay AR & Invoicing Topkey AI

Features

Receipt Automations Amazon Receipt Splitting PMS Automations Work Orders & Markups Ai Accounting Bring Your Own Card Vendor Management Virtual Cards Reimbursements Approval Workflows Free Same-Day ACH Bulk Payments Multi-Entity Support Invoicing

INtegrations

Streamline Track QuickBooks Online Guesty Breezeway Amazon Business American Express®Sage Intacct OwnerRez Hostaway Hostfully Oracle NetSuite Xero VIEW ALL

Solutions

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Brentwood, TN 37027

Florida Office

3390 Mary St., Suite 116
Coconut Grove, FL 33193

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*Topkey is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Topkey Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Topkey Visa charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.

**Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions.

1 | The interest rate on the High Yield Deposit Account will be 2.74% with an Annual Percentage Yield (APY) of 2.78%. The interest rate on the Regular Deposit Account will be 1.42% with an Annual Percentage Yield (APY) of 1.43%. These rates are effective as of 12/11/25. These are variable rates and are subject to change after the accounts are opened based on the Federal Funds Rate. Minimum opening deposit and average balance requirements may apply. Fees could affect earnings on the account.

Topkey does not provide tax, legal, or accounting services. All information on this site is for educational purposes only.

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